Rent vs Invest Calculator

Should you buy a home or rent and invest the difference?

Monthly Rent

Home Price

Deposit

Mortgage Rate %

Expected Investment Return %

Years

Rent + Invest

£304,303

Buy Property

£541,833

Better

Assumes 3% annual home appreciation and 2% annual rent increase. Simplified model — does not include maintenance, taxes, or insurance.

For educational purposes only — not financial advice.